Finance a Lexus at Longo Lexus

Looking to purchase a new vehicle but don't know where to start? Our financing experts make it easy to find the answers to all your questions. We believe car buying should be a fun and exciting experience, which is why we're committed to offering the most competitive rates and providing the most seamless financing experiences. Whether you want to trade in your existing vehicle, lease a new one, buy used, or buy new, we're here to help.

New and Used Vehicle Financing in El Monte, CA

At Longo Lexus, our finance center experts are knowledgeable on all things finance. Browse our inventory of new and used vehicle offerings to find the vehicle you want, and we'll help take care of the rest. With Longo Lexus, the process is never intimidating. We'll walk you through every step, ensuring you get the best deal on your dream car, truck, or SUV.

Once you submit your loan application, we'll talk through options to get you into the vehicle that's perfect for you. You can start the process online or contact a member of our finance team today to have them answer any questions you might have about the process.

Applying for Financing

With us, applying for financing is quick and simple. Here's a closer look at the two ways you can complete the first steps of the process at Longo Lexus:

Applying Online

We want the financing process to be as seamless as possible for our customers. That's why we offer a convenient and easy-to-use online tool that lets you apply for financing from home. Our secure application gathers information about your finances to see if you pre-qualify, and you won't have to wait until our store opens to find out your financing eligibility. The tool is available 24/7 online, offering a discreet, secure, and fast way to submit your credit application.

Apply For Lexus Financing

Also online are our payment calculator and trade-in value tools. These can offer additional insight into how much you can expect to pay each month for the vehicle you're wanting to purchase.

Applying in Our Finance Department

One of our finance experts can also help you submit your loan application at our dealership. Visiting one of our experts makes it easy to get all your questions answered in one place. Our experts' knowledge of new car specials and other unique opportunities can make it even easier to find exactly what you're looking for in your next vehicle. Simply come into the dealership and ask to speak to a member of our finance team. We can talk about what your budget needs are and what you're looking for in a new vehicle to create a plan that works well for you and your lifestyle.

Financing vs. Leasing: What's the Difference?

At Longo Lexus, we also offer the option to lease our vehicles. Leasing can be a great way to drive the latest and greatest vehicles without the full financial commitment of a purchase. If you're curious about the differences between financing a vehicle and leasing a vehicle, here's some more information about the two options:

Financing

When you finance a vehicle, you apply for a loan worth the cost of the vehicle. Typically, these loans also feature an interest rate, and you make payments with interest each month over the life of the loan. The length of your loan agreement and exact interest rate depends on factors like your credit score, financial history, current income, and down payment or trade-in amount. You can finance a new or previously owned vehicle.

If you're ready to get a new car before you've finished paying off your previous car's loan, you can trade in your vehicle and apply the money toward the remaining loan balance before entering a new agreement for your next vehicle. Financing is a great option if you're looking for a reliable vehicle you can have for years to come and want full ownership of your car, truck, or SUV.

Leasing

When you lease a vehicle, you also make monthly payments, but these payments don't go toward you owning the car. Instead, when your lease expires, you can get a lease on a newer vehicle. This is a good option for those that like to drive newer vehicles and don't plan to keep their vehicle for long periods of time. Leasing ensures you always have the latest and greatest models on the road, but it comes with some restrictions. There might be certain mileage caps, service requirements, and insurance coverage conditions associated with your lease.

Sell or Trade In Your Vehicle

At Longo Lexus, we want to buy your used vehicle. You can apply the trade-in value of your used car, truck, or SUV toward the purchase of a new car or simply take the money. We offer a convenient online tool that lets you estimate the value of your vehicle. When you bring your used vehicle in, one of our experts will review its condition, history, and mileage to let you know how much we can offer you for your vehicle. We pride ourselves on offering fair prices to our customers and giving you as much value as possible for your trade-in offering.

Benefits of Financing With Longo Lexus

Financing with us is simple, and it helps keep all your car buying processes in one place. We work with local and national lenders to secure the very best rates for our customers, and our team of dedicated experts can help you navigate the financing process smoothly and easily. We help countless customers with their financing needs and offer the best choice for financing your new or used vehicle purchase.

Stop into the dealership or explore our online tools. If you're ready to purchase a new, reliable, and quality vehicle, we're here to make it happen. You're just a few simple steps away from owning your dream car, truck, or SUV. We're sure we can help you find a rate you're happy with and a vehicle you're proud to drive. Still have questions? Let us know. We're here to help you with every step of your car buying process.